Azuga Insurance Solutions

Assess and price risk accurately

Wouldn’t it be great if your agents could complete their ACORD apps with more complete and accurate data, without depending only on customer responses? Are you settling for pricing risk based on where customers garage their vehicles? Azuga gives you information on where vehicles are operated every day, details on driver behavior and a pinpoint understanding of driver routing. These are substantially different risks, and you should use debits and credits accordingly. Azuga lets you do this with accurate, verified data, so no guessing is required.

Expand your low-risk client base and intervene with riskier fleets

Offering Azuga with your policy allows you to retain and attract safer fleets and grow not just topline revenue but bottom line profits on commercial auto insurance.

By better understanding the true risk associated with your commercial fleet base, you can price policies that let you serve mid- or even high-risk clients profitably. Equipping your customers with Azuga Fleet arms them with powerful tools to take control of their fleet, increase safety and decrease the driving behaviors that raise both their exposure to loss and their operating costs.

Enhance your renewal process

Do you ask your insureds or agents to fill out a questionnaire each year?  Did the insured add vehicles, take on additional clients outside their typical routes such that annual mileage changed substantially, did the business grow or shrink dramatically.  All of this data could be in your hands prior to asking a single question to make sure there are no misunderstandings and that your customer is paying the right premium.

Augment your clients’ safety program and loss control measures

The driver score and other Azuga Fleet functions, like Driver Rewards, DriveSafe, distracted driving reports, unauthorized use reports and event alerts will strengthen your clients’ loss prevention measures. The social aspects of Driver Rewards become an important topic during weekly safety meetings, turning safe driving into a competition among workers.

Add additional business value for your client base

Along with risk reduction, Azuga Fleet has been proven to help organizations with fleets to significantly reduce costs and improve service levels, helping them compete more successfully.

Azuga is Driving Insurance Telematics Forward

The commercial auto insurance industry is going through a fast transformation, increasingly turning to telematics-driven programs for access to data allowing them to  assess and price risk more accurately than ever before. These programs are no longer just experiments, they are a competitive advantage for companies that  roll them out.

Azuga is a connected vehicle platform that lets insurance companies tap into telematics and behavioral data, enabling dramatic improvement in rating segmentation using verified data rather than estimates. Our insurance solutions help you differentiate your offering, let’s you bundle in our award-winning fleet solutions that use gamification, driver safety and rewards, and clear reports that make it easy for your customers to operate more competitively and with less risk.